About Us

Xact is an online-only loan company with larger loan amounts and no APR giving customers the funds they need to consolidate debt into a one time easy payment. Xact Loans® may also build credit.We know monitoring and managing your credit score is important, when you have an Xact Loan, you get access to free credit monitoring.

We understand that life can be challenging, and that's why the Xact Loan offers financial solutions to help you get through it. Reach out today-we'll handle tomorrow, together.

One of the great things that makes our companies so unique is our fast response to times once an application is put in once you have applied, it will take less than 24 hours for for us to reply with your loan amount and approval. So the faster you apply the faster you will receive your funding.

The wonderful thing about our company is all of our loans require no money down, no credit checks, and no SSN required. We approve all credit, bad credit, no credit.

Only requirement is an active bank account and you can be approved up to $50,000 in 24 hours or less. We offer no money down loans, no credit check loans, and no SSN loans all with no upfront costs to you. Our approval rate is around the 96 percentile meaning almost everyone who applies gets approved!

Another reason our program is very viable to our clients is our no money down, no credit checks, and no SSN required policy. Due to the events of the past couple of years we wanted to change our program to make sure everyone could receive a loan and be able to pay it off in a timely fashion. Our computer analysis does not run your credit